Property & Landlord Accountants
Specialist accounting services for landlords and property investors.
Whether you own a single buy-to-let property or manage an expanding property portfolio, keeping on top of your finances and tax obligations is essential. With ever-changing legislation and increasing compliance requirements, having the right accountant can make all the difference.
At Coombs Chartered Accountants, we provide specialist accounting and tax advice for landlords, property investors and property businesses, helping you maximise returns, remain compliant, and plan confidently for the future.
Accounting Support for Property Owners
Owning investment property is about more than collecting rent. From understanding allowable expenses and Capital Gains Tax to navigating mortgage interest relief and Making Tax Digital, landlords face a wide range of financial responsibilities.
We provide practical, proactive advice tailored to your property investments, ensuring you remain compliant while making the most of the tax reliefs available.
Whether you’re an individual landlord, operate through a limited company, or are growing a property portfolio, we’ll provide support that’s right for you.
Our Property Accounting Services
We offer a comprehensive range of services for landlords and property investors, including:
- Annual accounts
- Self Assessment tax returns
- Corporation Tax returns
- Property income reporting
- Capital Gains Tax advice
- Tax planning
- Bookkeeping
- VAT advice
- Cloud accounting software
- Cash flow forecasting
- Property portfolio planning
- Business growth advice
We’ll tailor our services to suit your circumstances and investment goals.
Tax Advice for Landlords
Property taxation can be complex, and small decisions can have a significant impact on your overall returns.
We can advise on:
- Allowable property expenses
- Rental income tax
- Capital Gains Tax
- Property ownership structures
- Limited company property ownership
- Tax-efficient property investment
- Property disposals and future planning
Our proactive approach helps ensure you’re not paying more tax than necessary while remaining fully compliant with HMRC.
Planning for Long-Term Growth
Whether you’re buying your next investment property or building a long-term portfolio, understanding your finances is essential.
We provide ongoing advice to help you:
- Improve cash flow
- Plan future investments
- Understand borrowing requirements
- Forecast rental profitability
- Make informed financial decisions
As your portfolio grows, we’ll continue to provide the financial guidance needed to support your long-term objectives.
Why Choose Coombs?
We understand the challenges landlords and property investors face in today’s changing tax landscape.
When you work with us, you’ll benefit from:
- Specialist property tax knowledge
- Proactive tax planning
- Friendly, personal service
- Straightforward, jargon-free advice
- Fixed-fee pricing
- Cloud accounting expertise
- Ongoing support throughout the year
We’re committed to helping you protect your investments and maximise your returns.
Looking for a Property Accountant?
Whether you’re a landlord with one rental property or an experienced property investor managing multiple properties, Coombs Chartered Accountants can provide the expertise and support you need.
Contact our team today to find out how we can help you manage and grow your property investments.
Frequently Asked Questions
While it’s not a legal requirement, an accountant can help landlords manage tax efficiently, prepare accurate tax returns, claim allowable expenses, and stay compliant with HMRC regulations.
Allowable expenses may include letting agent fees, repairs and maintenance, landlord insurance, accountancy fees, ground rent, service charges, and certain finance costs, depending on your circumstances. We’ll ensure you’re claiming everything you’re entitled to.
Yes. Rental profits are generally taxable and must be declared to HMRC. The amount of tax you pay depends on your overall income, ownership structure, and allowable expenses.
For some investors, owning property through a limited company can offer tax advantages, while for others it may not be the most suitable option. We’ll review your circumstances and advise on the most appropriate structure.
Yes. We provide Capital Gains Tax planning for landlords selling investment properties, helping you understand your liabilities and identify available reliefs where appropriate.
Making Tax Digital (MTD) is changing the way landlords report income to HMRC. We’ll help you understand your obligations, implement suitable accounting software, and ensure you’re prepared for future reporting requirements.
Absolutely. We support landlords with portfolios of all sizes, providing financial reporting, tax planning, cash flow advice, and long-term strategic guidance.
Yes. We can provide advice on cash flow, tax planning, ownership structures, and investment decisions to help you build a profitable and sustainable property portfolio.
Our fees are based on the size and complexity of your property affairs. We offer transparent, fixed-fee pricing with no hidden charges.
Yes. We regularly advise first-time landlords on ownership structures, tax implications, record keeping, and the financial considerations of investing in property, helping you start on the right footing.
Their team is thorough, well organised, and committed to delivering an excellent service to their clients. Communication is always prompt and clear, allowing us to deliver payroll accurately and on time.
We wouldn't hesitate to recommend them to anyone looking for a knowledgeable, reliable, and professional accountancy firm.
The replacement that was offered by my present number cruncher didn’t really float my boat.
I dug into my roladex and messaged a previous CA, whom had also retired! (I see a pattern. Nothing to do with bureaucratic shenanigans surely?)
I was put in touch with Jake at Coombs Chartered Accountants and immediately was impressed with his enthusiasm, knowledge and client-centred viewpoint.
The transition from old to new went well, down to the professionalism of both accountants.
Can’t complain about any aspect of the service I receive and the advice given is clear and detailed, which is helpful and reassuring.
His prices are fair and, notably, is available at most times. When I leave a message, it’s returned soon after.
And he’s a (the real) Latics fan, so there’s an additional connection!
Recommendation cannot be emphasised enough.
Jake’s knowledge and attention to detail was the main driver for me ( helps he’s a good guy too). He doesn’t just look at the short term but asks you a lot of questions to seek out the long term to tailor his advice to you.
Couldn’t recommend him highly enough.
5 stars all the way!
Jake is a pleasure to deal with, very helpful, very knowledgeable, understanding, and I wouldn’t use anybody else. Thank you, Jake.
Insights
Contractor Tax Return Guide for UK Contractors
Our contractor tax return guide explains deadlines, records, expenses and payments, helping UK contractors file accurately and plan with real confidence.
Do Directors Need a Separate Tax Return?
Do directors need a separate tax return? Clear guidance on Self Assessment, company filings, deadlines and the records directors need to submit each year.
Bookkeeper vs Accountant Differences Explained
Understand bookkeeper vs accountant differences, from daily records to tax planning, and choose the right financial support for your business wisely.
Coombs have been an invaluable part of our business journey. They simplified our accounting, kept us compliant, and offered advice that genuinely helped us grow. It’s rare to find a firm that’s both knowledgeable and approachable. What really sets them apart, though, is the extra time and care they give to clients with learning difficulties like ADHD and dyslexia. They break things down clearly, never rush the process, and make sure you feel supported every step of the way. That kind of understanding is priceless.
I couldn’t imagine not working with Jake – he’s truly the oracle! Nothing is ever too much trouble, and he always takes the time to explain everything clearly and thoroughly. In the 11 years we’ve worked together, there hasn’t been a single question he couldn’t answer. I couldn’t recommend him enough and such a positive guy to have on board with us.
I was recommended Jake when I was looking for an accountant for my business – I’m delighted that I took the advice! As having spoken with Jake he advised that I become a limited company, sorted out all the paperwork and it’s been a hassle- free process plus saving me money; what isn’t there to recommend?
Definitely recommend Jake, we have been with him now a couple of years and has been very helpful always willing to answer any questions we may have had, very easy to deal with and has made the accounting side of our business a breeze.
I’ve the pleasure of working with Jake, and I can confidently say he’s one of the most helpful and reliable professionals I’ve dealt with. He’s consistently thorough, responsive, and takes the time to explain everything clearly. Whether it’s tax season or ongoing financial planning, Jake brings both expertise and peace of mind to the process. I truly appreciate his attention to detail and the way he makes complex financial matters feel manageable. Highly recommended!