TAX PLANNING
Proactive tax planning to help you keep more of what you earn
Effective tax planning is essential for minimising your tax liability and making the most of your income and profits. At Coombs Chartered Accountants, we provide strategic tax planning services to help individuals and businesses structure their finances efficiently and take advantage of available reliefs and allowances.
Our goal is simple: to help you pay the right amount of tax – no more, no less – while planning confidently for the future.
What Is Tax Planning?
Tax planning involves reviewing your financial situation and structuring your affairs in a way that is tax-efficient and fully compliant with HMRC regulations.
Unlike tax compliance, which focuses on reporting past financial activity, tax planning is forward-looking. It helps you make informed decisions that reduce your overall tax burden while supporting your financial goals.
Tax planning can include:
- Making use of tax allowances and reliefs
- Structuring income and dividends efficiently
- Timing income and expenditure
- Planning for business growth or investment
- Preparing for major financial events
Our Tax Planning Services
At Coombs Chartered Accountants, we offer tailored tax planning solutions based on your individual or business circumstances.
Personal Tax Planning
We help individuals manage their income, investments, and assets in a tax-efficient way.
Business Tax Planning
We advise business owners on how to structure their operations to minimise tax and maximise profitability.
Income & Dividend Planning
We help company directors extract income in the most tax-efficient manner.
Capital Gains Tax Planning
Advice on the timing and structuring of asset disposals to reduce capital gains tax liabilities.
Inheritance Tax Planning
We help you plan ahead to protect your wealth and minimise inheritance tax exposure.
Benefits of Professional Tax Planning
Taking a proactive approach to tax planning can deliver significant financial benefits.
Reduce Your Tax Liability
Make full use of available allowances, reliefs, and exemptions.
Plan with Confidence
Understand your future tax position and make informed financial decisions.
Improve Cash Flow
Efficient tax planning can help you retain more cash within your business or personal finances.
Avoid Unexpected Tax Bills
Forward planning helps prevent surprises and allows better budgeting.
Stay Fully Compliant
All tax planning strategies are implemented in line with current HMRC legislation.
Who Our Tax Planning Services Help
Our tax planning services are suitable for:
- Individuals and high earners
- Company directors and shareholders
- Sole traders and partnerships
- Limited companies
- Business owners planning growth or exit
Whether you need advice on a specific issue or ongoing tax planning support, we tailor our services to your needs.
Start Planning Your Tax More Effectively
If you want to reduce your tax liability and plan ahead with confidence, our team can help.
Contact Coombs Chartered Accountants today to discuss how our tax planning services can support you.
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Coombs have been an invaluable part of our business journey. They simplified our accounting, kept us compliant, and offered advice that genuinely helped us grow. It’s rare to find a firm that’s both knowledgeable and approachable. What really sets them apart, though, is the extra time and care they give to clients with learning difficulties like ADHD and dyslexia. They break things down clearly, never rush the process, and make sure you feel supported every step of the way. That kind of understanding is priceless.
I couldn’t imagine not working with Jake – he’s truly the oracle! Nothing is ever too much trouble, and he always takes the time to explain everything clearly and thoroughly. In the 11 years we’ve worked together, there hasn’t been a single question he couldn’t answer. I couldn’t recommend him enough and such a positive guy to have on board with us.
I was recommended Jake when I was looking for an accountant for my business – I’m delighted that I took the advice! As having spoken with Jake he advised that I become a limited company, sorted out all the paperwork and it’s been a hassle- free process plus saving me money; what isn’t there to recommend?
Definitely recommend Jake, we have been with him now a couple of years and has been very helpful always willing to answer any questions we may have had, very easy to deal with and has made the accounting side of our business a breeze.
I’ve the pleasure of working with Jake, and I can confidently say he’s one of the most helpful and reliable professionals I’ve dealt with. He’s consistently thorough, responsive, and takes the time to explain everything clearly. Whether it’s tax season or ongoing financial planning, Jake brings both expertise and peace of mind to the process. I truly appreciate his attention to detail and the way he makes complex financial matters feel manageable. Highly recommended!